• Report the Injury

Inform the necessary departments about the accident. This could be to the police, your employer if the incident occurred at the workplace or the owner of the property where the accident occurred. This step is important to make sure that all the required parties can record the incident appropriately.

•  Consult with our Truck Accident Attorney

Truck accidents are always associated with legal and insurance complications. These are some of the issues that can be explained by a professional truck accident attorney in Spartanburg. Hiring our expert attorneys can help in evidence collection, insurance companies’ negotiations, and guaranteeing the deserved compensation.

• Investigation and Evidence Gathering

Our team obtains important documents such as medical records, and police reports, and witnesses’ testimonies. We use rigorous investigation processes and legal knowledge to search for all the facts, thus creating a solid ground for the case.

• Negotiation with Insurance Companies 

In regard to insurance, we will take full responsibility for communications and negotiations on your behalf. They are also very skilled in responding to strategies that are designed to reduce the amount paid out. We do everything in our power to ensure that you receive the highest settlement for your injuries.

• Filing a Lawsuit (if necessary)

In the event that negotiation is not possible or you still do not get justice, we are ready to take your personal injury case to court. This commitment is not limited to the pre-trial phase but goes up to trial if the matter gets that far.

• Resolution and Compensation 

We handle lien issues, pay off balances, and help you get the money you are owed. It is our objective to minimize the financial concerns of your case so that you can concentrate on healing.

At Max Hyde Law Firm, we understand that our primary goal is to fight for the best solution and to also help lessen the stress that comes with such circumstances, so that you can focus on your health.

Dealing with Insurance Companies After a Truck Accident in Spartanburg, SC

The process of filing an insurance claim after a truck accident in Spartanburg, SC needs to be approached with vital steps to allow one to get fair compensation for the damages sustained. 

One should inform the insurance company of the accident immediately and provide accurate information without assuming responsibility. The rights are protected by documenting all the communication and avoiding the early settlement offers. 

Lawyers at Max Hyde can help you throughout the claim process and ensure that you are awarded the highest possible compensation. Our expert negotiators have years of experience in dealing with the insurance companies to maximize the compensation you get.

Some of the most frequent strategies adopted by insurance companies are:

Delaying Claims Processing: Some insurance companies will take time to process your claim with an aim of making you accept a smaller amount.

Offering Low Settlements: Generally, early offers are always lower than what you may be able to claim in court. They are designed to work out claims swiftly and inexpensively for the insurer.

Disputing Liability: It is common for the insurers to contest the liability so that they do not have to pay out the claims or pay less than the claimant is legally entitled to.

Requesting Recorded Statements: Insurance adjusters may ask you to make recorded statements which can be detrimental to your case at some point.

Using Your Statements Against You: Whatever you say to the insurance company can be used to dismiss or reduce your claim in some way.

Challenging Medical Evidence: Insurance companies may dispute the need or the degree of your medical treatment in order to reduce the costs of your treatment that they have to pay.

Claiming Pre-existing Conditions: They can also deny that they were caused by the accident or were present before the accident happened in order to pay you less.

Types of Damages That Can be Recovered in a Truck Accident Case in Spartanburg, SC

In a personal injury claim in Spartanburg, it is possible to claim for several forms of damages to cater for the loss incurred. These damages are usually categorized as special and general damages; these two categories focus on different ways an injury is likely to affect your life. [5]

Economic Damages

• Medical Expenses:
• Previous medical expenses for accident, trauma, surgery, physical therapy, and other medical care that was given.
• Expected future medical expenses for further treatment, therapy, and any kind of equipment.
• Lost Wages:
• The past lost earnings from missed work resulting from the injuries.
• Reduced earning potential in the future if the injuries lead to some form of permanent disability that would hinder the victim from working.
• Property Damage:
• The expenses to fix or replace the car or any other property belonging to the victim that was destroyed by the accident.

Non-Economic Damages

• Pain and Suffering:
• Suffering and pain that was occasioned by the injuries sustained by the applicants.
• Physical pain, suffering, and loss of mental health as a result of the accident.
• Loss of Enjoyment of Life:
• Compensation for the victim’s diminished ability to participate in hobbies, activities, and other aspects of their life they previously enjoyed.
• Loss of Consortium:
• Compensation for the victim’s spouse for the loss of companionship, intimacy, and support due to the injuries.

Punitive Damages

In some cases, the court may award punitive damages if the truck driver or trucking company’s conduct was particularly egregious, such as: 

• Drunk and driving and other related cases involving the use of drugs.
• Enabling an inexperienced or unsafe driver to take the wheel of the vehicle.
• Negligently towing the truck or operating the vehicle when there is a known safety concern.

Punitive damages are calculated to punish the defendant and to discourage him from repeating similar action in the future. The general damages refer to the exact amount that the plaintiff is entitled to receive and this depends on the extent of the injury inflicted on the victim. The compensation paid to the victim can be boosted by an experienced truck accident attorney.