Buying a home is likely going to be one of the most important (and most stressful) decisions you face in your life. Where you decide to invest in your family’s future is not something to be taken lightly. It is very easy to be overwhelmed by the myriad rules, fees, and processes that have to be followed. For these reasons, it is crucial to have someone ready to serve and guide you through to the finish line.

Purchasing a home is one of the few times that you really need to be vigilant about minutiae. Take note of anything that might cause you to second guess and bring it to the seller’s attention. Are there appliances missing? Does it look like there’s past water damage? It’s important to keep in mind that a delay in closing is preferable to missing something that’s going to cost you in the future.

Other helpful tips include: (1) Performing a final cost check to avoid unpleasant surprises at the closing table and (2) Thoroughly reviewing your HUD-1 statement (which outlines your final loan costs) to make sure that the final numbers add up to your original loan estimate, and always contact your lender immediately to find out why.

Finally, don’t sign anything you don’t understand! An average closing document is going to be 50 to 100 pages long, and it will be filled with legal jargon that might be tempting to gloss over. Much like the minutiae we mentioned earlier, these are things that should not be ignored, because once you sign there is no recourse. That’s why when you call Hyde Law Firm, we work to ensure that when you sign on the dotted line, you will only be getting the home of your dreams, with no potential nightmares.

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